Terms of Service

Last updated: August, 2025

1. Acceptance of Terms

By downloading, installing, or using the SubStop mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our App.

These Terms constitute a legally binding agreement between you and SubStop ("we," "us," or "our") regarding your use of the App and related services.

2. Description of Service

SubStop is a subscription management application that helps users:

  • Track and manage recurring subscriptions
  • Monitor spending on subscriptions
  • Receive payment reminders
  • Analyze subscription patterns
  • Export subscription data
  • Set up notifications for upcoming payments

We reserve the right to modify, suspend, or discontinue any part of the service at any time with reasonable notice.

3. User Accounts and Registration

3.1 Account Creation

To use certain features of the App, you must create an account by providing:

  • A valid email address
  • A secure password
  • Accurate and complete information

3.2 Account Responsibilities

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Ensuring your account information is accurate and up-to-date

3.3 Account Termination

We may terminate or suspend your account at any time for:

  • Violation of these Terms
  • Fraudulent or illegal activities
  • Extended periods of inactivity
  • At your request

4. Acceptable Use Policy

You agree to use the App only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the App for any illegal or unauthorized purpose
  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the App's functionality
  • Upload malicious code or content
  • Use the App to store or transmit sensitive financial information
  • Reverse engineer or attempt to extract source code

5. User Content and Data

5.1 Your Data

You retain ownership of all data you input into the App, including:

  • Subscription information
  • Payment details
  • Personal preferences
  • Usage patterns

5.2 Data License

By using the App, you grant us a limited license to:

  • Store and process your data to provide the service
  • Use anonymized data for analytics and improvement
  • Backup your data for service continuity

5.3 Data Accuracy

You are responsible for the accuracy and completeness of the data you provide. We are not responsible for any decisions made based on inaccurate or incomplete information.

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

We implement industry-standard security measures to protect your data, including AES-256 encryption for sensitive information.

7. Subscription and Payment Terms

7.1 Free Service

SubStop offers a free tier with basic features. Free users can:

  • Track up to 10 subscriptions
  • Access basic analytics
  • Receive payment reminders
  • Export data in basic formats

7.2 Premium Features

Premium features may be offered for a fee. Payment terms for premium features will be clearly communicated before purchase.

7.3 Payment Processing

All payments are processed through secure third-party payment processors. We do not store your payment card information.

8. Intellectual Property Rights

8.1 Our Rights

SubStop and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8.2 Your Rights

You retain ownership of your data and any content you create using the App.

8.3 License to Use

We grant you a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes.

9. Disclaimers and Limitations

9.1 Service Availability

The App is provided "as is" and "as available." We do not guarantee that the App will be available at all times or error-free.

9.2 Financial Advice

SubStop is a tracking and management tool only. We do not provide financial advice, and you should consult with qualified professionals for financial decisions.

9.3 Third-Party Services

We may integrate with third-party services. We are not responsible for the availability, accuracy, or content of third-party services.

9.4 Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App.

10. Indemnification

You agree to indemnify and hold harmless SubStop and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

  • Your use of the App
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any content you submit or transmit

11. Termination

11.1 Termination by You

You may terminate your account at any time by contacting us or using the account deletion feature in the App.

11.2 Termination by Us

We may terminate or suspend your access to the App immediately, without prior notice, for any reason, including breach of these Terms.

11.3 Effect of Termination

Upon termination, your right to use the App ceases immediately. We may delete your account and data in accordance with our data retention policies.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms are governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

12.2 Dispute Resolution

Any disputes arising from these Terms or your use of the App shall be resolved through:

  1. Good faith negotiations between the parties
  2. Mediation in Wardha, Maharashtra, India
  3. Arbitration in accordance with Indian arbitration laws

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by:

  • Posting the updated Terms in the App
  • Sending you an email notification
  • Updating the "Last updated" date

Your continued use of the App after any changes constitutes acceptance of the updated Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SubStop regarding the use of the App and supersede all prior agreements and understandings.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: contact@substop.in

Address: Wardha, Maharashtra, India

Response Time: We aim to respond to all inquiries within 48 hours

17. Compliance with Indian Laws

These Terms comply with applicable Indian laws and regulations, including:

  • Information Technology Act, 2000: Electronic commerce and digital signatures
  • Consumer Protection Act, 2019: Consumer rights and protection
  • Digital Personal Data Protection Act, 2023: Data protection and privacy